Mortgage Live Call Transfers
Speak directly with qualified homeowners & buyers - live and in real time.
Our Mortgage Live Transfer program connects your sales team with real borrowers actively seeking mortgage solutions. Whether they’re looking to purchase a new home, refinance an existing loan, or tap into equity with a HELOC, every lead is screened by our in-house team before being live-transferred to you. No forms, no delays—just conversations that convert.
Here’s how it works:
We don’t just generate leads — we start real conversations. Our team runs targeted, compliant ad campaigns designed to connect with homeowners and buyers in active need of mortgage solutions. Once someone engages, our live agents call them, qualify their intent and readiness, and then seamlessly warm-transfer the call to your sales team in real time. It’s a hands-free way to fill your pipeline with serious, pre-qualified borrowers — whether they’re looking to purchase, refinance, or access their equity through a HELOC.
Every applicant is contacted by a trained agent who confirms key information like:
Loan purpose (purchase, refinance, or HELOC)
Property ownership and type
Employment and income status
Estimated credit score
Loan amount
Readiness to speak with a mortgage specialist
Estimated credit score
Loan amount
Readiness to speak with a mortgage specialist
Scroll down to read the scripts and learn more about our qualification criteria
Mortgage Purchase - Call Transfers Qualification Criteria
Intent & Timing
Currently looking to buy a home
Timeline to purchase: Within 0–6 months
Open to speaking with a lender/broker or getting pre-approved
Employment & Income
Currently employed, self-employed, or verifiable income
Monthly or annual income disclosed
Loan & Purchase Details
Intended loan amount - $200,000+
Property type: Single-family home, townhome, condo
Property use: Primary residence
Creditworthiness
Estimated credit score: 620+ (customizable filter)
No recent bankruptcies or foreclosures
Mortgage Refinance - Call Transfers Qualification Criteria
Property & Loan Information
Currently own a home (ownership confirmed)
Property type: Single-family, townhome, condo
Property use: Primary residence
Estimated current home value
Remaining mortgage balance
Mortgage is current
Employment & Income
Currently employed, self-employed, or steady retirement income
Monthly/annual income provided
Debt-to-income ratio
Refinance Goals
Interest in lowering rate, reducing term, cash-out refinance, or removing PMI
Timeline to refinance: 0–3 months
Open to receiving a quote or speaking with a lender/broker
Creditworthiness
Estimated credit score: 620+
Bankruptcy or foreclosure history (optional filter)
Mortgage payment history (no recent lates or defaults)
Loan Type Preferences
FHA, VA, or conventional loan
Interested in fixed or adjustable rates
Cash-out amount (if applicable)
HELOC - Call Transfers Qualification Criteria
Property & Ownership
Must own a primary residence (no rental or investment properties)
Property type: Single-family home, townhouse, or condo
Estimated current home value
Existing mortgage balance (to calculate available equity)
Property must have sufficient equity (typically 15%+ equity)
Employment & Income
Currently employed, self-employed, or steady retirement income
Monthly/annual income provided
Debt-to-income ratio
Creditworthiness
Must consent to credit check (TCPA compliant opt-in)
Not currently in foreclosure or bankruptcy proceedings
HELOC Intent & Usage
Interested specifically in a Home Equity Line of Credit (HELOC)
Purpose: Home improvements, debt consolidation, education, or other personal use
Timeline to apply: Within the next 3 months
Open to speaking with a lender/broker to receiving offers
Creditworthiness
Estimated credit score: 620+
Monthly or annual income provided
Debt-to-income ratio within acceptable limits
Ready to Get Started?
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